FG_NS.receiveHTML({"uniqid":"86db51f6be070c49ce31d9ff6","html":"<link rel='stylesheet' href='https:\/\/fonts.googleapis.com\/css?family=Lato:400,700&subset=latin,latin-ext'>\r\n<style>\r\n    \/* Common *\/\r\n    #fg-widget-86db51f6be070c49ce31d9ff6 {\r\n        width: 200px;\r\n        border-color: #8EC1DA;\r\n    }\r\n    #fg-widget-86db51f6be070c49ce31d9ff6 .uw-sc-snippet {\r\n                    font-size: 8.0pt;\r\n                color: #707070;\r\n                    \r\n    }\r\n    #fg-widget-86db51f6be070c49ce31d9ff6 .uw-sc-date {\r\n                color: #8F0916;\r\n    }\r\n    #fg-widget-86db51f6be070c49ce31d9ff6 .uw-source {\r\n                color: #8F0916;\r\n    }\r\n\r\n    \/* Widget specific *\/\r\n    \r\n    \r\n            #fg-widget-86db51f6be070c49ce31d9ff6 {\r\n            height: auto;\r\n        }\r\n        #fg-widget-86db51f6be070c49ce31d9ff6:not(.uw-transparent) {\r\n            background-color: #F5F5F5 !important;\r\n        }\r\n        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                                            }\r\n                                \r\n    \r\n    \/* Widget groups *\/\r\n            #fg-widget-86db51f6be070c49ce31d9ff6:not(.uw-transparent) .uw-w-header, #fg-widget-86db51f6be070c49ce31d9ff6:not(.uw-transparent) .uw-w-branding {\r\n            background-color: #8EC1DA;\r\n        }\r\n        #fg-widget-86db51f6be070c49ce31d9ff6 .uw-w-header  span {\r\n                    }\r\n        #fg-widget-86db51f6be070c49ce31d9ff6 .uw-w-header span {\r\n            color: #A31528;\r\n        }\r\n                    #fg-widget-86db51f6be070c49ce31d9ff6 .uw-w-header .uw-logo {\r\n                height: 0px;\r\n            }\r\n            \r\n    <\/style>\r\n\r\n    \r\n<div id=\"fg-widget-86db51f6be070c49ce31d9ff6\" class=\" uw-rssmode uw-showdivider uw-sizebystories uw-showheaderfollow uw-lato uw-scroller uw-normal\" data-scrolltime=\"0\">\n    <div class=\"uw-w-header\">\n        \n        \n        <span><\/span>\n\n        \n            <\/div>\n\n    <div class=\"uw-sc-mask\">\n        <div class=\"uw-sc-cardcont\">\n                            <div class=\"uw-card2 uw-headline\" data-id=\"340644249\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/markets\/mbs-recap-12202024\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/6765f36c643435a5d177560b')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Not as Bad as it Could Have Been<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">Not as Bad as it Could Have Been                                           After Wednesday&#039;s Fed-driven sell-off, it was unlikely if not impossible that bonds wouldn&#039;t end up saying they had a bad ...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">1 day ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340644250\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/markets\/mortgage-rates-12202024\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/6765dfc71a741cc38a2a9356')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Mortgage Rates Recover Some of The Lost Ground<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">The week&#039;s big story is still the big jump in rates that took place after Wednesday&#039;s Fed announcement.&nbsp; And while rates remain noticeably elevated on the week due to that jump, they&#039;re set to end ...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">1 day ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340616464\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/markets\/mbs-morning-12202024\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/67659354643435a5d1769875')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Stronger Start After Cooler PCE, But Don&#039;t Expect Miracles<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">This week&#039;s biggest to-do in terms of economic reports was this morning&#039;s PCE inflation data.&nbsp; The fact that the Fed&nbsp;just said it was shifting its primary focus away from the labor market and back ...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">2 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340552819\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/markets\/mbs-recap-12192024\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/67649f94643435a5d174d474')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Fairly Uneventful Follow-Up to Fed Day<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">Fairly Uneventful Follow-Up to Fed Day                                           Considering everything that transpired yesterday, today&#039;s follow-up was about as calm as we could have hoped for.&nbsp; B...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">2 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340544080\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/markets\/mortgage-rates-12192024\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/67648c0ee65a5e72e0491b8d')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">If You&#039;re Struggling to Understand This Week&#039;s Mortgage Rate Spike, This is For You<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">We received some anonymous feedback regarding recent rate commentary that serves as a good reminder that not everyone may be picking up what we&#039;re putting down, or worse yet, picking up things that...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">2 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340544081\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/news\/12192024-existing-home-sales-nar-inventory-prices-appr\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/6764869be65a5e72e0491b8a')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Highest Existing Home Sales Since March<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">Just in time for the big jump in interest rates seen after yesterday&#039;s Fed announcement, the latest Existing Home Sales data from the National Association of Realtors (NAR) shows sales at the highe...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">2 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340522042\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/opinion\/pipelinepress-12192024\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/676422a0af1f3032a6591aeb')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Non-QM Servicing, HELOC, POS Products; FHA News; Rate React to Fed&#039;s New Dots<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">When I see a headline with &ldquo;housing&rdquo; and &ldquo;crash&rdquo; in it, I think it is merely clickbait, and the author is trying to attract readers. For example: The Office of the Comptroller of the Currency (OCC)...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">3 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340522043\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/markets\/mbs-morning-12192024\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/67644a08643435a5d1743292')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Weaker Momentum Continues, Regardless of Data<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">The takeaway from yesterday&#039;s Fed announcement was twofold.&nbsp; First, the Fed is much closer to being done cutting rates than it anticipated in September. This accounts for the sharp sell-off in bond...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">3 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340458385\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/markets\/mbs-recap-12182024\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/67635648643435a5d17271e4')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Dots and Powell Were Much Less Friendly Than Markets Expected<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">Dots and Powell Were Much Less Friendly Than Markets Expected                                           We knew the bond market was expecting a hawkish shift in the dot plot (the chart that shows e...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">3 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340450327\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/markets\/mortgage-rates-12182024\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/67633f27e856585245fef454')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Mortgage Rates Jump Abruptly Higher After The Fed&#039;s Rate Cut<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">If anyone needed any further convincing that a Fed rate cut is no guarantee of lower mortgage rates, today is a great piece of evidence.&nbsp; Perhaps &quot;great&quot; is the wrong word.&nbsp; There was nothing great...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">3 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340450328\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/news\/12182024-mortgage-applications-mba\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/67633c09e856585245fef451')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Modest Refi Surge Was Fun While it Lasted<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">Heading into the first part of December, mortgage rates were at their lowest levels in a month and a half.&nbsp; Much of the improvement from the recent highs occurred in a single week (the last week of...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">3 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340450329\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/news\/12182024-housing-starts-building-permits-new-residenti\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/6763387ce856585245fef44d')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Highest Building Permits Since February Despite Slower Housing Starts<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">The Census Bureau releases its report on New Residential Construction each month which offers 3 key metrics: building permits, housing starts, and housing completions.&nbsp; Of those, the first two are ...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">3 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340450330\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/markets\/mbs-12182024\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/67632aec643435a5d17217f4')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Here&#039;s What Changed in The New Fed Announcement<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">Recent indicators suggest that economic activity has continued to expand at a solid pace. Since earlier in the year, labor market conditions have generally eased, and the unemployment rate has move...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">3 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340432161\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/opinion\/pipelinepress-12182024\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/6762d08b5401da3ed2ffd47a')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Price and Credit Breaks, Valuation, Verification, Marketing Tools; FHA and Reverse News<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">&ldquo;When a woman says, &lsquo;What?&rsquo; it&rsquo;s not because she didn&rsquo;t hear you. It&rsquo;s because she&rsquo;s giving you a chance to change what you said.&rdquo; Things are always a changin&rsquo;. Now the press is filled with another...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">4 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340432162\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/markets\/mbs-morning-12182024\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/676307c4643435a5d171d533')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Stronger Start After Initial Weakness<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">Bonds were moderately weaker overnight but have been pushing back in fits and starts in early trading.&nbsp; This has been a more uneven process for MBS as 5.5 coupons lost a majority of their early AM ...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">4 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340362575\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/markets\/mbs-recap-12172024\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/6761f460643435a5d16fe7cc')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Calm and Resilient as Bonds Wait For Powell and The Dot Plot<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">Calm and Resilient as Bonds Wait For Powell and The Dot Plot                                           Whereas last week saw the bond market continue selling off without overt provocation, the firs...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">4 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340354415\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/markets\/mortgage-rates-12172024\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/6761e218721d710133e94fca')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Mortgage Rates Effectively Unchanged Ahead of Fed Announcement<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">Mortgage rates have been having a much calmer week compared to last week.&nbsp; Monday brought a modest decline versus last Friday and today&#039;s rates are effectively unchanged.&nbsp;  While the average lender...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">4 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340354416\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/news\/12172024-builder-confidence-nahb-hmi\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/6761e065721d710133e94fc8')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Builder Confidence Remains Low, But Sales Expectations Are Increasing<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">The National Association of Home Builders (NAHB) and Wells Fargo publish the Housing Market Index (HMI) each month. The industry refers to this as &quot;builder confidence&quot; and December&#039;s number came ou...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">4 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340334844\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/opinion\/pipelinepress-12172024\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/67617e39204153ffca6b1f45')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">DPA, Subservicing, Pricing, AVM Products; USDA and VA News; Monetary Policy and Year-End<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">Number progressions can be deceiving and surprising. Thank you to Eric D. who reminded me of &ldquo;The Wheat and the Chessboard&rdquo; example, guaranteed to surprise anyone. What is also surprising is that b...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">5 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                            <div class=\"uw-card2 \" data-id=\"340344503\">\n                    <a class=\"uw-card2-row\" href=\"https:\/\/www.mortgagenewsdaily.com\/markets\/mbs-morning-12172024\"  target=\"_blank\" >\n\n                        \n                            \n                                <div class=\"uw-imgcont2\" style=\"background-image:url('https:\/\/reports.mortgagenewsdaily.com\/image\/article\/6761b068643435a5d16f67a3')\"><\/div>\n                                   \n                        \n                        <div class=\"uw-scroller-text\">\n                            <span class=\"uw-text\">Once Again, Bonds Fight Back Against Stronger Data<\/span>\n\n                                                           <span class=\"uw-sc-snippet\">Yesterday, it was S&amp;P Global PMI data.&nbsp; Today it&#039;s Retail Sales.&nbsp; Both were stronger than expected.&nbsp; Both failed to cause any lasting weakness in bonds.&nbsp; Today&#039;s reaction was far friendlier, largel...<\/span>\n                            \n                                    <div class=\"uw-rss\">\r\n            <span class=\"uw-source\">mortgagenewsdaily.com<\/span>\r\n            <span class=\"uw-source-divider\">|<\/span>\r\n            <span class=\"uw-sc-date\">5 days ago<\/span>\r\n        <\/div>\r\n                                <\/div>\n                    <\/a>\n                    <div class=\"uw-sc-divider\"><\/div>\n                <\/div>\n                    <\/div>\n\n        <div class=\"uw-sc-controls\">\n            <span class=\"uw-up\"><\/span>\n            <span class=\"uw-down\"><\/span>\n        <\/div>\n    <\/div>\n    \n<\/div>\n\n<script>\n    var fg_widget_js = fg_widget_js || {};\n    var scrollDownG;\n\n    fg_widget_js['86db51f6be070c49ce31d9ff6'] = new function () {\n        var $, widget, scrollTimer;\n\n        function initWidget(jQuery) {\n            $ = jQuery;\n            widget = $('#fg-widget-86db51f6be070c49ce31d9ff6');\n\n            initScrolling(widget);\n\n            widget.find('.uw-up').click(function () {\n                vertScrollDown();\n            });\n\n            widget.find('.uw-down').click(function () {\n                vertScrollUp();\n            });\n\n            widget.mouseenter(function () {\n                clearInterval(scrollTimer);\n            });\n\n            widget.mouseleave(function () {\n                initScrolling(widget);\n            });\n\n            widget.find('.uw-card2-row').click(function(e){\n                initScrolling(widget);\n            });\n\n                 \n\n            function onVisChange()\n            {\n                if (isElementInViewport(widget))\n                {\n                    $(window).off('resize scroll',onVisChange);\n                    widget.find(\"div.uw-imgcont2\").each(function(){\n                        $(this).css(\"background-image\",$(this).attr(\"data-lazyimg\"));\n                    });\n                }\n            }                  \n        }\n\n        \/* Scrolls the 'scroller' widget down.  *\/\n        function vertScrollDown() {\n            var cc = widget.find('.uw-sc-cardcont');\n            var el1 = cc.find('.uw-card2').last();\n            var elheight = el1.outerHeight();\n\n            \/\/ turn off css transitions\n            cc.hide();\n            doCSS(cc, false);\n\n            \/\/ we take the uw-card2 element on the end of the widget and add it to the start of the uw-sc-cardcont\n            \/\/ then translate the uw-sc-cardcont up by the height of the moved element. 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